18-Month Home Warranty

• Add Pool Coverage for $175
• Add Septic Pumping for $35
• Add Mold Coverage for $85

• Unlimited number of HVAC units, water heaters, kitchen appliances, and more are covered. Other warranties will upcharge for additional systems and appliances.
• Underground sewer and water lines are covered. No other warranty offers this coverage.
• Choose your own contractor for warranty repairs if you desire. Most warranties make you use their contractor.
• No “pre-existing condition” excuses to avoid coverage if RIA inspects the property and finds the item in question to be in working order at that time.
• Simple square footage pricing model with no add-on fees.
• If a claim is ever denied and is verified to be eligible on another warranty contract, the claim will be paid, or a 100% premium refund provided.
• Coverage can be added for mold growth.
• Coverage can be added for pool/spa and septic tank pumping.
• Free listing coverage, including HVAC, if you are the seller of a property. Other warranties upcharge for this coverage.
• The Simple Home Warranty is backed by a national home warranty company and provides coverage in all 50 states.

• Roof leaks
• Sump and sewage pumps
• Washers and dryers
• Alarm systems
• Refrigerator ice makers
• Garage door hinges and springs
• Exterior hose faucets

The warranty term will begin once the warranty has been paid which usually occurs at closing.

The best time to order the warranty is before your closing so that the coverage can start as soon as you take possession of the home. However, you can order the warranty anytime you wish and can set any start date that you want. The warranty must be paid for it to be valid. Remember, the free six (6) months of coverage offer is only good for up to six (6) months after the home inspection date.

You will receive an email confirmation within 24 hours with the invoice included. If we see that additional information is needed to process the warranty or if you are paying for the warranty outside of closing, we will give you a call.

Yes. Simply choose “person ordering warranty-payment not at closing” on the order form, and we will call you for payment.

Yes. Once the warranty is ordered, you will get a confirmation email with the warranty invoice. This can also be sent to the closing attorney so that the warranty amount can be added to the closing documents. On the order form, you will need to note whose funds should be deducted from at closing as per the signed real estate contract.

If RIA completed the inspection, simply order the warranty and the seller will have automatic listing coverage until closing. At closing, the warranty can be paid for and the buyer’s 18-month term will begin. If an inspection with RIA is not completed, the seller can still order our 12-month warranty and will have free listing coverage for up to 6 months leading up to closing. At closing, the warranty can be paid for and the buyer will have the full 12-month term. If the closing never happens, the seller will pay nothing. If a claim is made prior to closing, a warranty fee must be paid.

Yes, but it will only be for 12 months. The six (6) free additional months are only available if RIA completes the home inspection. Even at a 12-month term, this warranty is the best warranty on the market today.

You can choose the $75 or $99 service call fee level (see pricing above). The $75 deductible buy down option increases the warranty price by $75 (however, this reduces the deductible for the life of the policy). Many warranties will charge the service call fee each time a component fails. Our warranty will only charge the service call fee once per specific component and will not charge you if a repaired component fails again. No matter which service call fee you choose, this warranty will be less expensive on a per month basis and will offer more coverage than any other warranty currently available. It does not matter how inexpensive another warranty company’s service call fee is if they do not cover as much as our 18-month home warranty!

The warranty is backed by Residential Warranty Services, a national home warranty company. RIA has an affiliation with Residential Warranty Services, and we work directly with their owner to ensure the best service for our clients.

Bottom line, it covers more for less. Be careful of a low-cost entry price with other companies because there are usually add-on fees if you want complete coverage. With our warranty, you will have direct access to personnel that can help you with any questions, issues, or claims.

Many warranty companies will say that an appliance or component has a pre-existing condition and will deny coverage. If RIA inspects the property and deems the appliance or component functional, the item will then be considered to have no pre-existing conditions and will be covered.

Yes, the warranty package will be mailed to the address of the covered property.

Yes, you can choose to use your own contractor or an “in-network” contractor. Please make sure you notify us of the claim and give us a chance to review the estimate prior to any work being completed.

The repair of any new roof leaks will be covered, no matter the age of the roof.

Yes, the underground sewer line from the home to the street or from the home to the septic tank will be covered if a failure occurs. The main water line to the home has the same coverage. This is very important coverage because a home inspector cannot typically view or inspect these pipes.

Yes, visible mold growth coverage can be added for $85 and it will cover the remediation of any new visible mold up to $2000.

Pool coverage can be added for $175. This option covers the mechanical components of in-ground pools and spas.

Septic tank pumping can be added for $35. This option covers one septic tank pumping in case of failure due to a full septic tank.

Yes, old equipment will be covered with no pre-existing conditions if inspected by RIA.

Yes, it will be covered. It is always good to have the HVAC system fully serviced and cleaned prior to your closing because this is recommended by the manufacturer to be completed annually. Furthermore, there are many components in the system that a home inspector cannot check, but an HVAC contractor can. If the systems were working during the inspection, warranty coverage will apply. If something was not working during the inspection, simply keep documentation that it was repaired, and warranty coverage will apply.

Simply keep documentation that it was repaired, and warranty coverage will apply.

There is no home warranty that will cover consequential damage such as drywall damage from a roof leak or flooring damage due to a dishwasher leak. The warranty will cover the repair of the component failure or leak, but the consequential damage will fall under homeowner’s insurance.

The warranty is designed to cover items that are working properly when you move in and then later fail. It cannot cover items that are already in a non-working condition prior to the warranty purchase. For example, you cannot buy auto insurance after you have an accident and then ask for a repair to be covered.

The warranty will cover the repair of roof leaks, but it is not a roof shingle warranty. For example, it will not cover shingles that are worn, damaged, or have hail damage. It will, however, cover a new roof leak that occurs, no matter the reason.

No, but it will cover the underground main sewer and water lines.

Yes, if it is a plumbing related issue. It will not cover leakage due to failures in the stall itself.

You can have a contractor of your choice make the repair, but we do need to approve the estimate prior to work being completed. If the estimate is approved, you can move ahead with the repair and warranty coverage will apply.

If you want to get the six (6) free months of coverage making it an 18-month warranty, you must order the warranty within six (6) months of the inspection date. You can order a warranty at any other time, with or without an inspection, but it will be a 12-month policy.

The 18-month home warranty will typically beat all competing warranties on price, coverage, and length of policy term. If you would like to see a direct comparison between the 18-month warranty and another warranty, simply email us and we will send it right over.

Yes, you will be able to renew the same coverage for a 12-month term for each year after the 18 months expires.

Yes, you may bring your current refrigerator and washer/dryer into the new home and they will be covered under the 18-month home warranty.

Yes ̶ and with no extra charge.